Banqcheq · Bank account + payment validation · 77 countries
Built to make every payment flawless

Validate before
money moves.

Instantly verify bank accounts, payment formats, and cross-border requirements with precision built for global payments.

Try it free See how it works
Format: BBBB0XXXXXX — bank code (4) + reserved 0 + branch (6) · ● Live verified
↑ Paste a bank code above and hit Validate

Payment route

1

Payment mode

2

Beneficiary details

3

Select a mode first.

Validation results

Fill in the details on the left and hit Validate.

Why Banqcheq

Everything you need
before money moves.

Bank code validation and payment detail validation — together in one platform.

Account code validation
IBAN, IFSC, SWIFT/BIC, ACH, sort code, BSB, CLABE — format, checksum, and live database lookup.
Payment detail validation
Validates all fields required for a specific payment mode and corridor — before submission.
Cross-border compliance
RBI LRS, FEMA, purpose codes, UAE AML, SEPA IBAN rules, sanctions screening and more — per corridor.
Two-stage verification
Checksum first (instant, offline). Live DB second (confirms bank and branch actually exist).
Purpose of payment status
Clearly shows whether purpose is required, conditionally required, or optional — per country and mode.
Pre-transaction error detection
Catches invalid, missing, or incompatible payment details before the transaction is submitted.
Coverage

Every major banking system.
All in one place.

🇮🇳
IFSC
India · 200k+ branches
Live verified
🇦🇪
UAE IBAN
United Arab Emirates
Live verified
🌍
IBAN
77 countries · Europe + GCC
Live verified
🇺🇸
ACH / ABA
USA · 7,693 institutions
Live verified
🌐
SWIFT / BIC
Global · 200+ countries
Format validated
🇬🇧
Sort Code
United Kingdom
Format validated
🇦🇺
BSB
Australia
Format validated
🇨🇦
Transit
Canada
Format validated
🇲🇽
CLABE
Mexico · checksum
Checksum validated
🇳🇿
NZ Routing
New Zealand
Format validated

Built to make every
payment flawless.

Banqcheq validates payment details before money moves.
Free forever. No credit card. 500 validations a month to start.

Start validating free