Banqcheq · Bank account + payment validation · 77 countries
Built to make every payment flawless

Validate before
money moves.

Instantly verify bank accounts, payment formats, and cross-border requirements with precision built for global payments.

Try it free See how it works
Format: BBBB0XXXXXX — bank code (4) + reserved 0 + branch (6) · ● Live verified
↑ Paste a bank code above and hit Validate

Payment route

1

Payment mode

2

Beneficiary details

3

Select a mode first.

Validation results

Fill in the details on the left and hit Validate.

Fraud signal checklist

1

Check every box that applies to this payment change request.

Destination country check

2

Does the new account country match where you normally pay this vendor?

Usual country
New account country

Beneficiary name match

3

Fraudsters often use subtly altered company names. Compare what you expected vs. what appears on the new payment details.

Account history

4

Checks if you've paid this account number before in this browser, and whether the name changed.

Stored locally in your browser only — never sent anywhere

Fraud risk assessment

Complete the checklist and details on the left, then run checks to see the risk assessment and verification call script.

Why Banqcheq

Everything you need
before money moves.

Bank code validation and payment detail validation — together in one platform.

Bank code validation
IBAN · IFSC · SWIFT/BIC · ACH · Sort code · BSB · CLABE · Transit — format check, checksum, and live branch lookup.
Payment detail validation
Validates all required fields for every payment mode and corridor — NEFT, SWIFT, SEPA, ACH, Faster Payments and more.
Cross-border compliance
RBI LRS · FEMA · purpose codes · UAE AML · SEPA IBAN mandate · sanctions screening — checked per corridor automatically.
Two-stage verification
Checksum validation first — instant, offline. Live database lookup second — confirms the bank and branch actually exist.
Purpose of payment
Clearly shows whether purpose is Required, Conditionally required, or Optional — per country pair and payment mode.
Pre-transaction error catch
Catches invalid, missing, or incompatible payment details before you hit send — zero failed payments, zero manual reviews.
Coverage

Every major banking system.
All in one place.

🇮🇳
IFSC
India · 200k+ branches
Live verified
🇦🇪
UAE IBAN
United Arab Emirates
Live verified
🌍
IBAN
77 countries · Europe + GCC
Live verified
🇺🇸
ACH / ABA
USA · 7,693 institutions
Live verified
🌐
SWIFT / BIC
Global · 200+ countries
Format validated
🇬🇧
Sort Code
United Kingdom
Format validated
🇦🇺
BSB
Australia
Format validated
🇨🇦
Transit
Canada
Format validated
🇲🇽
CLABE
Mexico · checksum
Checksum validated
🇳🇿
NZ Routing
New Zealand
Format validated

Built to make every
payment flawless.

Banqcheq validates payment details before money moves.
Free forever. No credit card. 500 validations a month to start.